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Form No.12 Affidavit of Debt is a sworn statement used in the Courts Service of Ireland to assert that a specific amount of money is owed by another party. It is typically filed in civil proceedings where a creditor seeks a judgment for payment.
Plain English
Think of this as a written, notarised claim that someone owes you money. You fill it out, sign it in front of a commissioner for oaths, and lodge it with the court to start or support a debt recovery case.
Submission Date
| Situation | Likely form | Why it matters | Check before you continue |
|---|---|---|---|
| Small claim under €2,000 | Form No.5 (Claim Form) | Simpler, no affidavit needed | Verify claim amount before choosing |
| Bankruptcy petition | Form No.21 (Bankruptcy Petition) | Whole‑person insolvency, not just a single debt | Use only if you intend to file for bankruptcy |
| Statutory demand not honoured | Form No.15 (Statutory Demand) | Pre‑court pressure tool | Only if debt is undisputed and over €2,000 |
There is no fixed statutory deadline, but filing promptly avoids limitation periods (typically 6 years for contractual debts) and prevents the debtor from raising a defence of delay.
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Form No.12 Affidavit of Debt is currently the latest version (as of 2024). No recent amendments have been announced, but always verify the version on the Courts Service site before filing.
Agency: Courts Service of Ireland
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No.12 Affidavit of Debt
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6 things to watch for
Mixing up Form No.12 with Form No.5 (general claim form).
Leaving the affidavit unsigned or not sworn.
Submitting to the wrong court level (District vs Circuit).
Failing to attach the original invoices, leading to a request for further evidence.
Using the form for tax debts, which require Revenue forms.
Not noting the correct statute of limitations for the debt.
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