Official form guide
Form 47.03 Affidavit Of Debt (In Proceedings To Which The Consumer Credit Act 1995 Or The European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. 281 Of 2010) Apply)
This is Form 47.03, an Affidavit of Debt issued by the Courts Service of Ireland. You use this when a debt case falls under the Consumer Credit Act 1995 or the EU's Consumer Credit Agreements Regulations (S.I. 281/2010).
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Form Overview
Courts Service of Ireland - Form 47.03 Affidavit Of Debt (In Proceedings To Which The Consumer Credit Act 1995 Or The European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. 281 Of 2010) Apply)
This is Form 47.03, an Affidavit of Debt issued by the Courts Service of Ireland. You use this when a debt case falls under the Consumer Credit Act 1995 or the EU's Consumer Credit Agreements Regulations (S.I. 281/2010).
Risk Radar
Scan points- 1Ensure you explicitly reference that the debt falls under the Consumer Credit Act 1995.
- 2Failing to swear the document before an authorized witness.
- 3Incorrectly citing the specific consumer credit legislation.
- 4Omitting the exact original loan/agreement amount.
- 5Not detailing how the debt was incurred (e.g., personal loan, credit card).
Plain English
Essentially, this form is a sworn statement about an outstanding debt in a court case. It confirms that you owe money and details the circumstances of that debt under specific Irish consumer credit laws.
Submission Date
- Filing date: The deadline is dictated by the court case itself; check your court notices. Always aim to file well ahead of any listed hearing date.
- Preparation window: collect IDs, supporting records, and signatures in advance.
- Final review: verify names, dates, and required fields before submission.
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What this form is for
- Use this when you are formally proving a debt in court.
- The debt must relate to a loan or credit agreement.
- It specifically applies if the Consumer Credit Act 1995 governs the case.
- Alternatively, use it if EU's Consumer Credit Agreements Regulations (S.I. 281/2010) apply.
Form selector
Use this form or another form?
Debt is simple/not consumer related
If the debt isn't tied to consumer credit rules, use a general form.
✓ Check the nature of the original loan.
Standard Affidavit of Debt (Other Forms)
Credit agreement is old/pre-1995
The structure or required declarations might differ slightly from current versions.
✓ Look for date stamps on older copies.
Debt involves a company (CRO)
If the debtor is a registered Irish company, check if there's a dedicated corporate version.
✓ Verify if the creditor is an individual or business.
Not sure which Act applies
The Courts Service may have a catch-all form for initial filing.
✓ Review the original loan documentation carefully.
Deadline or filing window
The deadline is dictated by the court case itself; check your court notices. Always aim to file well ahead of any listed hearing date.
Before you submit
- 1Fill out every field completely; do not leave blanks unless instructed.
- 2Sign the form in ink where required (the affiant must sign).
- 3Date the affidavit clearly when it is signed.
- 4Ensure any accompanying documentation (like loan agreements) are ready to attach.
- 5Confirm the court/jurisdiction details match where the case is lodged.
- 6Check that the name and address of the debtor are accurate.
How to file this form
- 1Complete all sections of Form 47.03 accurately.
- 2Sign and date the document as the person swearing the debt (the affiant).
- 3Attach supporting evidence proving the debt amount.
- 4File the form at the relevant Courts Service office or via the online portal.
- 5Receive a confirmation number if filing electronically.
Known limitations
- 1This form only confirms the existence of the debt; it does not dictate the repayment terms.
- 2It is specific to cases under the 1995 Act or S.I. 281/2010 regulations.
- 3The Courts Service may require additional affidavits depending on the case complexity.
- 4Not confirmed in official source: It does not guarantee that this affidavit will be accepted by a judge.
Field map
Compact field-by-field guide
Proceedings
3 items
The names of the parties exactly as they appear on the originating document.
The court record number for the case, if one has been assigned.
The court and the office where the document is being filed.
Substance
2 items
What you are asking the court to do, or the information the form requires.
The facts relied on and any documents exhibited with the filing.
Execution
1 items
Signed, sworn or certified as the form requires, with proof of service where needed.
Almost done reviewing the fields?
Fillable formOpen in Editor->This is Form 47.03, an Affidavit of Debt from the Courts Service. It remains a standard document for debt cases covered by specific consumer credit legislation.
What changed or needs a fresh check
- Check the date printed on the top of the form.
- Verify if the reference to 'S.I. 281 Of 2010' is current.
- Confirm the required signature blocks match the latest Courts Service template.
- Look for any amendments listed near the header or footer.
- Ensure there are no placeholders left blank from previous drafts.
Quick Facts
Form Details
- Revision date
- 23/10/25
Downloads & source
Sources
- SRCIssued by: Courts Service of Ireland (COURTS)
- SRCForm Number: 47.03
- SRCLegislation Covered: Consumer Credit Act 1995
- SRCRegulation Covered: European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. 281/2010)
Common confusion points
Confusing 'Affiant' with 'Debtor': The affiant is usually the person *swearing* the debt (often the creditor).
Not knowing which Act applies: If unsure, check your original loan paperwork first.
Thinking it's a payment plan proposal: This form confirms *what* is owed, not necessarily *how* it will be paid back.
Signing vs. Swearing: Signing is the action; swearing is the legal declaration made before a witness/Justice of the Peace.
Source transparency
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