This is an affidavit form used in debt proceedings related to consumer credit agreements under Irish law. It's specifically for cases involving the Consumer Credit Act 1995 or the European Communities (Consumer Credit Agreements) Regulations 2010.
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This is an affidavit form used in debt proceedings related to consumer credit agreements under Irish law. It's specifically for cases involving the Consumer Credit Act 1995 or the European Communities (Consumer Credit Agreements) Regulations 2010.
Plain English
An affidavit is a formal written statement that you swear is true in front of someone authorized to witness oaths. This particular affidavit is used when someone is owed money related to a consumer credit agreement in Ireland and needs to formally declare the amount owed in court proceedings.
Submission Date
| Situation | Likely form | Why it matters | Check before you continue |
|---|---|---|---|
| Consumer debt under different legislation | Form 47.01 Affidavit of Debt | Different legal basis applies | Check which legislation governs your debt |
| Non-consumer credit debt | Form 47.02 Affidavit of Debt | Different legal requirements | Verify if your debt qualifies as consumer credit |
| Bankruptcy proceedings | Bankruptcy petition forms | Different legal process | Consult if bankruptcy is being considered |
| Enforcement judgment | Enforcement forms | Different stage of proceedings | Check if judgment already exists |
| Small claims court | Small claims application form | Different procedure and limits | Verify if amount falls within small claims threshold |
Not confirmed in official source - filing deadlines would typically align with court procedures for initiating debt recovery proceedings, which may vary by court location.
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Not confirmed in official source - this form appears to be current for proceedings under the Consumer Credit Act 1995 and the referenced EU regulations.
Agency: Courts Service of Ireland
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47.03 Affidavit Of Debt (In Proceedings To Which The Consumer Credit Act 1995 Or The European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. 281 Of 2010) Apply)
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6 things to watch for
Confusing which form to use for different types of debt
Uncertainty about who can witness the affidavit
Difficulty determining which court has jurisdiction
Confusion about supporting documentation requirements
Misunderstanding the difference between consumer and non-consumer credit
Uncertainty about proper service of documents on the debtor
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