47.04 Judgment (Decree) By Default (In Debt Claims Except In Proceedings To Which The Consumer Credit Act 1995 Or The European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. 281 Of 2010) Apply)
This is Form 47.04 from the Courts Service of Ireland. It records a Judgment or Decree that has been granted 'By Default' in debt claims. Use this form when you win a case because the other party failed to appear or respond.
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47.04 Judgment (Decree) By Default (In Debt Claims Except In Proceedings To Which The Consumer Credit Act 1995 Or The European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. 281 Of 2010) Apply)
This is Form 47.04 from the Courts Service of Ireland. It records a Judgment or Decree that has been granted 'By Default' in debt claims. Use this form when you win a case because the other party failed to appear or respond.
Risk Radar
- Ensure the claim is not one covered by the Consumer Credit Act 1995 if you are using this specific version of Form 47.04.
- Failing to specify which consumer credit legislation applies (or doesn't apply).
- Incorrectly citing the case number or hearing date.
- Not having the signed declaration from the claimant present.
- Submitting it before the judgment has been formally entered by the Court Clerk.
Plain English
Think of this as the official paperwork proving you won a debt claim without a fight. You use it after the court rules in your favour because the debtor didn't show up or couldn't defend themselves. This form specifically covers general debt claims, unless special consumer credit laws apply.
Submission Date
- There is no single universal deadline, but submission should happen promptly after the default judgment date to maintain procedural momentum in the Irish court system.
- Preparation window: collect IDs, supporting records, and signatures in advance.
- Final review: verify names, dates, and required fields before submission.
What this form is for
- • Use this form specifically for debt claims where you have won judgment by default.
- • It applies unless the case falls under specific rules of the Consumer Credit Act 1995 or related EU Regulations (S.I. 281 Of 2010).
- • This is used when the other party did not appear or respond to the claim as required by the court.
- • Do not use this form if you reached a settlement agreement outside of default judgment.
Use this form or another form?
| Situation | Likely form | Why it matters | Check before you continue |
|---|---|---|---|
| Judgment granted after a hearing | Form 47.03 (Likely) | Use 47.03 if both sides presented evidence and arguments in court. | Check the Court Order details. |
| Settlement reached before judgment | Not confirmed in official source (but likely a specific consent form) | If you agreed to pay an amount without going through default, use the settlement form. | Confirm with your solicitor. |
| Case involving consumer credit agreements | Form 47.04 (But check specifics) | Even if it's debt, the Consumer Credit Act rules might require a different emphasis on this form. | Verify the specific nature of the loan/agreement. |
| Judgment in non-debt matter | Not confirmed in official source | If the claim isn't purely about money owed, another judgment form may be needed. | Review the initial Claim Form details. |
Deadline or filing window
There is no single universal deadline, but submission should happen promptly after the default judgment date to maintain procedural momentum in the Irish court system.
Before you submit
- • Confirm both parties' full names and addresses are correctly entered.
- • Verify the exact amount awarded in the judgment is clearly stated.
- • Check that the case number assigned by the Courts Service of Ireland is present.
- • Ensure the date the default judgment was granted is accurate.
- • Sign and date the form where indicated (usually by the claimant or their representative).
- • If required, attach a copy of the court order granting the default judgment.
How to file this form
- 1Complete all sections of Form 47.04 thoroughly.
- 2Sign and date the form according to the instructions provided on the document.
- 3Submit the completed form to the relevant local District or Circuit Court office.
- 4If submitting electronically, upload it via the designated Courts Service portal.
- 5Keep a copy of the filed Form 47.04 for your own records.
Known limitations
- • This form does not replace the actual court order; it accompanies or summarizes it.
- • It is specific to debt claims, so use it cautiously for complex contractual disputes.
- • The precise application under the Consumer Credit Act 1995 must be verified against your case details.
- • Not confirmed in official source: The required submission method (physical vs. electronic) can change based on the court.
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This is Form 47.04 from the Courts Service of Ireland. It remains the standard document for recording judgments granted when a party fails to participate in debt claims.
Agency: Courts Service of Ireland
What changed or needs a fresh check
- • Check if the specific title regarding the Consumer Credit Act 1995 has been updated.
- • Verify the current Courts Service of Ireland branding and logo placement.
- • Confirm the form number '47.04' is still correct for default debt claims.
- • Look for any changes in required fields related to CRO or Revenue Online Service contexts.
- • Ensure the date format matches current Irish court requirements (e.g., DD/MM/YYYY).
Quick Facts
Form Details
- Agency
- Courts Service of Ireland
- Category
- Other Court Forms
- Source
- Court Forms ↗
- Revision Date
- 23/10/25
Downloads
47.04 Judgment (Decree) By Default (In Debt Claims Except In Proceedings To Which The Consumer Credit Act 1995 Or The European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. 281 Of 2010) Apply)
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After you file
- • Obtain a stamped or electronically acknowledged copy of the filed Form 47.04.
- • Use this form to initiate debt recovery actions, such as sending it to Revenue for tax purposes.
- • Notify the losing party (the defendant) that judgment has been granted by default.
- • Track the timeline for any subsequent enforcement action (e.g., winding-up or attachment).
Source and verification log
- • Issued by: Courts Service of Ireland (COURTS)
- • Form Number: 47.04
- • Purpose: Records Judgment/Decree By Default.
- • Scope Limitation: Excludes certain cases governed by the Consumer Credit Act 1995 or related regulations.
Common confusion points
4 things to watch for
- 1
Mistaking this form for a simple demand letter—it must be linked to a formal court ruling.
- 2
Failing to specify *why* the judgment was by default (i.e., which party failed to appear).
- 3
Not accounting for consumer credit rules: If it's a loan, ensure the specific regulations are mentioned if required.
- 4
Using this form when you reached an agreement but haven't formally documented that agreement yet.
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