🇮🇪COURTS

47.04  Judgment (Decree) By Default (In Debt Claims Except In Proceedings To Which The Consumer Credit Act 1995 Or The European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. 281 Of 2010) Apply)

This form is used to obtain a judgment by default in debt claims, excluding those involving consumer credit matters covered by the Consumer Credit Act 1995 or related regulations. It's typically used when a defendant fails to respond to a debt claim within the required timeframe.

Need help? AI Editor guides you through every field of 47.04  Judgment (Decree) By Default (In Debt Claims Except In Proceedings To Which The Consumer Credit Act 1995 Or The European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. 281 Of 2010) Apply).

Start filling →

Form Overview

47.04  Judgment (Decree) By Default (In Debt Claims Except In Proceedings To Which The Consumer Credit Act 1995 Or The European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. 281 Of 2010) Apply)

This form is used to obtain a judgment by default in debt claims, excluding those involving consumer credit matters covered by the Consumer Credit Act 1995 or related regulations. It's typically used when a defendant fails to respond to a debt claim within the required timeframe.

The form captures details about the original claim, the defendant's failure to respond, and requests the court to enter a judgment by default in favor of the plaintiff.

Risk Radar

  • Using this form for consumer credit debt claims will result in rejection.
  • Failing to correctly calculate the amount claimed including interest
  • Not serving the judgment properly on the defendant
  • Using this form for consumer credit matters which are excluded
  • Missing the deadline for filing after defendant's non-response

Plain English

If someone owes you money and hasn't responded to your claim, this form helps you get a court ruling that says they must pay. It's a straightforward way to get a court decision without a full hearing when the other side doesn't engage with the process.

Submission Date

  • File this form within 10 days of the defendant's failure to respond to the claim, but check specific court rules as timing may vary by case type.
  • Preparation window: collect IDs, supporting records, and signatures in advance.
  • Final review: verify names, dates, and required fields before submission.

AI Assistant

Get field-by-field guidance, auto-fill suggestions, and error detection.

Try it now ->

Glossary Terms

Hover a term to preview the meaning.

What this form is for

  • Use when the defendant has failed to respond to your claim
  • Use for standard debt claims not involving consumer credit
  • Use when you have already served the claim document correctly
  • Use when the response period has expired without defense
  • Do not use for consumer credit or hire purchase agreements

Use this form or another form?

SituationLikely formWhy it mattersCheck before you continue
Consumer Credit Debt ClaimForm 47.05Different legal protections apply for consumersVerify if your claim falls under consumer credit legislation
Hire Purchase Agreement DisputeForm 47.06Special rules for hire purchase contractsCheck if the agreement is regulated under hire purchase laws
Judgment with CostsForm 47.04 with additional scheduleWhen you're claiming additional costsEnsure you have documentation of all costs incurred
Set Aside Default JudgmentForm 47.07When the defendant wants to challenge the judgmentMust be filed within specific time limits after judgment
Enforcement of JudgmentForm 78When you need to enforce the payment orderUse after obtaining the default judgment

Deadline or filing window

File this form within 10 days of the defendant's failure to respond to the claim, but check specific court rules as timing may vary by case type.

Before you submit

  • Original claim document number and court details
  • Defendant's correct name and address
  • Exact amount claimed including interest calculation
  • Proof of proper service of claim on defendant
  • Court fee payment confirmation
  • Completed and signed form
  • Copy of all correspondence with defendant

How to file this form

  1. 1Complete all sections of the form with accurate information
  2. 2Calculate the total amount claimed including any applicable interest
  3. 3Prepare copies of supporting documents
  4. 4File the original form at the appropriate court office
  5. 5Pay the required court fee
  6. 6Obtain a stamped copy of the filed form
  7. 7Serve the judgment on the defendant according to court rules

Known limitations

  • Cannot be used for consumer credit or hire purchase claims
  • Does not apply if defendant has applied for time to defend
  • May not be sufficient for enforcement without additional steps
  • Does not address potential defenses the defendant might raise
  • Court may refuse if proper procedures weren't followed

Almost done reviewing?

✦ Open in AI Editor

Current Form Status

This form is current as of the latest Courts Service update. Always check the Courts Service website for any recent changes before filing.

Agency: Courts Service of Ireland

What changed or needs a fresh check

  • Check if court fees have changed since last update
  • Verify current service requirements for documents
  • Confirm the correct court location for filing
  • Ensure the form number matches current version
  • Check if any recent legislation affects this form

Quick Facts

This form should be filed by the plaintiff or their legal representative in debt claims where the defendant has failed to appear or defend the claim within the specified period.
The form captures details about the original claim, the defendant's failure to respond, and requests the court to enter a judgment by default in favor of the plaintiff.
Submit this form after the defendant has failed to respond to the claim within the time period specified in the court rules, typically 10 days after service of the claim document.
File this form at the appropriate court office where the original claim was issued, either in person during court hours or by mail to the court address.
Submitting correctly ensures you get a legally enforceable judgment. Errors can cause delays, require re-filing, or potentially invalidate the judgment, affecting your ability to collect the debt.
Complete all sections with accurate details of the original claim and defendant's non-response. Attach any relevant supporting documents. File with the court and pay the required fee. Serve a copy of the judgment on the defendant afterward.

Form Details

Agency
Courts Service of Ireland
Revision Date
23/10/25

47.04  Judgment (Decree) By Default (In Debt Claims Except In Proceedings To Which The Consumer Credit Act 1995 Or The European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. 281 Of 2010) Apply)

AI-powered guidance for every field

✦ Open in AI Editor

Free to start · No account required

After you file

  • Keep a copy of the stamped judgment for your records
  • Serve the judgment on the defendant according to court rules
  • Monitor for payment from the defendant
  • Consider enforcement options if payment isn't received
  • Update your court case file with the judgment outcome
  • Seek legal advice if defendant attempts to set aside the judgment

Source and verification log

  • Form number and name provided in query
  • Agency identified as Courts Service of Ireland
  • Exclusions for consumer credit matters specified in form name
  • Purpose is obtaining judgment by default
  • Filing location not confirmed in official source
  • Current validity period not confirmed in official source
  • Specific fee amount not confirmed in official source
  • Service requirements not confirmed in official source

Common confusion points

7 things to watch for

  • 1

    Confusing this form with those for consumer credit claims

  • 2

    Uncertainty about when the defendant is considered to have failed to respond

  • 3

    Difficulty calculating correct amount including interest

  • 4

    Not understanding the difference between judgment and enforcement

  • 5

    Confusion about proper service requirements

  • 6

    Uncertainty about which court has jurisdiction

  • 7

    Not knowing whether to include costs in the claim

Ready to get started?

Upload the form or open it in the AI Editor for intelligent guidance

✦ Open in AI Editor with guided fill

Related Guides & Resources

Term

Irish Form Affidavit of Attesting Witness (for minors aged 13 and under) - Affidavit of Attesting Witness (for minors aged 13 and under)

Irish COURTS form Affidavit of Attesting Witness (for minors aged 13 and under): Form for Affidavit of Attesting Witness (for minors aged 13 and under).

View →
Term

Irish Form Oath of Administrators with Will Annexed including Bond (De Bonis Non for Single Applicant) - Oath of Administrators with Will Annexed including Bond (De Bonis Non for Single Applicant)

Irish COURTS form Oath of Administrators with Will Annexed including Bond (De Bonis Non for Single Applicant): This is an oath sworn by a single administrator appointed to continue administering an estate when a previous executor or administrator has died or ceased to act (de bonis non), including a bond to guarantee proper administration..

View →
Term

Irish Form Oath of Administrators with Will Annexed including Bond for Single Applicant - Oath of Administrators with Will Annexed including Bond for Single Applicant

Irish COURTS form Oath of Administrators with Will Annexed including Bond for Single Applicant: This is an oath sworn by a single administrator appointed under a will (where no executor is acting), including a bond to guarantee proper administration of the estate..

View →
Term

Irish Form Probate Office Order Form - Probate Office Order Form

Irish COURTS form Probate Office Order Form: This is a form used to request certified copies of probate documents from the Probate Office.

View →

Source transparency

Copyright & Licensing — Irish Government Forms

Independent guide

BrieflyGo links to and explains official public form sources. We are not a government agency, and this page is for general form guidance, not legal advice.

CC BY 4.0Creative Commons Attribution 4.0 International. Free to copy, modify, and distribute — even commercially — with attribution.
Crown Copyright (AU)© Commonwealth of Australia. Material may be downloaded, displayed, printed and reproduced in unaltered form for personal non-commercial use or internal organisational use. Not under an open licence.
All Rights ReservedAll rights reserved by the copyright holder. Not licensed for open use. May only be used with explicit permission or under fair dealing/fair use.
All Rights ReservedAll rights reserved by the copyright holder. Not licensed for open use. May only be used with explicit permission or under fair dealing/fair use.
Verify current license terms with the source agency before reuse outside this platform.

Never sign without understanding every clause.

BrieflyGo reviews your contracts in plain English — instantly.

Try for free →