Official form guide
Form 47.02 Affidavit Of Debt (Except In Proceedings To Which The Consumer Credit Act 1995 Or The European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. 281 Of 2010) Apply)
This form, the Affidavit Of Debt (Form 47.02), is used in legal matters within Ireland. It specifically confirms a debt exists unless certain consumer credit laws apply to the case.
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Form Overview
Courts Service of Ireland - Form 47.02 Affidavit Of Debt (Except In Proceedings To Which The Consumer Credit Act 1995 Or The European Communities (Consumer Credit Agreements) Regulations 2010 (S.I. 281 Of 2010) Apply)
This form, the Affidavit Of Debt (Form 47.02), is used in legal matters within Ireland. It specifically confirms a debt exists unless certain consumer credit laws apply to the case.
Risk Radar
Scan points- 1Do not use this form if your debt is strictly governed by the Consumer Credit Act 1995.
- 2Failing to state the exact amount owed.
- 3Not properly swearing/attesting the document.
- 4Incorrectly assuming Consumer Credit Act rules apply.
- 5Missing details about the debtor's address.
Plain English
Think of this as a sworn statement about owing money. You use it when you need to officially declare that someone owes you money, but your situation isn't covered by specific 1995 or 2010 Consumer Credit rules.
Submission Date
- Filing date: The deadline is dictated by the court case timeline. Always check the specific directions issued by the presiding judge.
- Preparation window: collect IDs, supporting records, and signatures in advance.
- Final review: verify names, dates, and required fields before submission.
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What this form is for
- Use this form when you need to legally state that a specific debt is owed.
- It applies unless the case falls under the Consumer Credit Act 1995 or related EU regulations.
- Select this form if your debt isn't covered by standard consumer credit rules (e.g., personal loans, mortgages).
- This is used in legal proceedings within Ireland to establish financial obligation.
Form selector
Use this form or another form?
Debt exists, but Consumer Credit Act applies
The exception clause might require a different specific form for clarity
✓ Check the court requirements first
Confirming a simple debt owed between two parties
It covers standard debts outside consumer credit rules
✓ Ensure no CCA/EU regulations apply
Debt related to a specific CRO filing
The nature of the debt dictates the best form
✓ Check with your solicitor
Affidavit for a loan where the borrower is an Irish company
It covers general debts, even if held by a business entity
✓ Verify if CRO specific forms are needed
Deadline or filing window
The deadline is dictated by the court case timeline. Always check the specific directions issued by the presiding judge.
Before you submit
- 1Ensure all parties involved are clearly named on the form.
- 2Verify that the debt amount stated is accurate and matches supporting documents.
- 3Check that the affidavit is signed by the correct person (the debtor/creditor).
- 4Confirm the date of signing is current or relevant to the proceedings.
- 5Make sure any required court stamp placeholders are ready for completion.
How to file this form
- 1Fill in all sections of Form 47.02 completely and legibly.
- 2Have the affidavit signed by the person asserting the debt.
- 3Get the document properly witnessed (if required by the specific court).
- 4Submit the original form to the relevant Irish Court office or via the online portal.
- 5Keep a copy for your own records.
Known limitations
- 1This form does not guarantee the debt will be legally recognized in court.
- 2It is specifically designed *except* for cases covered by CCA 1995/EU Regulations; if those apply, another form might be better.
- 3The required supporting evidence must accompany this affidavit.
- 4Not confirmed in official source: It does not replace a formal judgment.
Field map
Compact field-by-field guide
Proceedings
3 items
The names of the parties exactly as they appear on the originating document.
The court record number for the case, if one has been assigned.
The court and the office where the document is being filed.
Substance
2 items
What you are asking the court to do, or the information the form requires.
The facts relied on and any documents exhibited with the filing.
Execution
1 items
Signed, sworn or certified as the form requires, with proof of service where needed.
Almost done reviewing the fields?
Fillable formOpen in Editor->This is the Affidavit Of Debt Form 47.02 from the Courts Service of Ireland. It confirms a debt exists, but it has an important exception clause regarding consumer credit laws.
What changed or needs a fresh check
- Check the date of the form to ensure it matches current Courts Service updates.
- Verify the exact wording of the exception clause regarding CCA 1995 and S.I. 281/2010.
- Confirm if there have been changes to required witness signatures or seals.
- Note any updates to specific fields related to consumer agreements.
Quick Facts
Form Details
- Revision date
- 23/10/25
Downloads & source
Sources
- SRCIssued by: Courts Service of Ireland
- SRCForm Number: 47.02
- SRCPurpose: To formally state a debt exists.
- SRCException Clause: Consumer Credit Act 1995 / EU Regulations 2010 (S.I. 281/2010)
Common confusion points
Mistaking this for a simple 'Statement of Debt'—this is a formal Affidavit, requiring swearing/attestation.
Believing it applies to *all* debts; the exception clause is critical.
Not knowing whether the debt falls under the Consumer Credit Act 1995.
Failing to specify which party owes the money (creditor vs. debtor).
Source transparency
Copyright & Licensing — Irish Government Forms
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