Form No.52 Protective Certificate (Debt Settlement Arrangement) is issued by the Courts Service of Ireland. It is used to apply for a protective certificate that safeguards a debtor’s assets while a Debt Settlement Arrangement (DSA) is being negotiated.
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Form No.52 Protective Certificate (Debt Settlement Arrangement) is issued by the Courts Service of Ireland. It is used to apply for a protective certificate that safeguards a debtor’s assets while a Debt Settlement Arrangement (DSA) is being negotiated.
Plain English
If you owe money and are working out a repayment plan with your creditors, you can ask the court for a protective certificate. This certificate stops creditors from taking legal action or seizing assets while the DSA is being set up.
Submission Date
| Situation | Likely form | Why it matters | Check before you continue |
|---|---|---|---|
| No DSA yet | Form No.51 Debt Relief Notice | Used for informal debt relief requests | Verify you have a DSA before using No.52 |
| Bankruptcy filing | Form B1 Bankruptcy Petition | Full bankruptcy process | Use No.52 only for DSA, not bankruptcy |
| Individual Voluntary Arrangement | Form No.53 IVA Certificate | Similar protection for IVAs | Confirm the arrangement type before filing |
The protective certificate should be filed before the court hearing date set for the DSA, usually within 14 days of the DSA proposal being finalised.
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Form No.52 is currently the latest version as of 2024. No recent amendments have been announced.
Agency: Courts Service of Ireland
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No.52 Protective Certificate (Debt Settlement Arrangement)
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7 things to watch for
Mixing up Form No.52 with the Debt Relief Notice (Form No.51)
Assuming the certificate protects assets not expressly listed
Unclear whether a solicitor’s signature is mandatory
Submitting to the wrong court (e.g., District Court instead of Circuit Court)
Forgetting to attach the full DSA proposal
Misunderstanding the fee exemption criteria
Believing the certificate lasts indefinitely
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