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Official form guide
Form 433-AOIS: 433-A (OIC) (sp)
IRS Form 433-A (OIC) is used by individuals and businesses to provide financial information to support an Offer in Compromise. It collects income, assets, and expense data to determine if a tax debt can be settled for less than the full amount owed.
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IRS Form 433-AOIS - 433-A (OIC) (sp)
IRS Form 433-A (OIC) is used by individuals and businesses to provide financial information to support an Offer in Compromise. It collects income, assets, and expense data to determine if a tax debt can be settled for less than the full amount owed.
Risk Radar
Scan points- 1Not stated in the official source.
- 2Omitting the Offer in Compromise application fee on Form 656
- 3Signing Form 433-A (OIC) before the Offer in Compromise is prepared
- 4Leaving the ‘Date’ field blank in Part I signature section
- 5Failing to attach a complete Form 656 with the payment option selected
Plain English
This form asks for a detailed look at your money, property, and monthly bills. You fill it out when you want to ask the IRS to accept less money than you owe in taxes. The IRS uses it to decide if you can't pay the full amount.
Submission Date
- Filing date: 2026-04-23 11:10:43
- Preparation window: collect IDs, supporting records, and signatures in advance.
- Final review: verify names, dates, and required fields before submission.
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What this form is for
- Use this form when submitting an Offer in Compromise to provide financial information for individuals and businesses.
- Do not use it when filing a tax return, making a payment, or requesting a payment plan without an offer settlement.
- Check Form 656-B, Offer in Compromise Booklet, instead when you need the full instructions and offer application.
Form selector
Use this form or another form?
Business owes payroll taxes and needs to offer a compromise
The IRS uses a separate financial statement for business entities — filing the wrong one delays processing
✓ Confirm the entity type matches the form title: 433-A is for individuals, 433-B is for businesses
Filed Form 656 but need to update income after a job loss
The IRS may reject an outdated financial statement — using the current form ensures accurate evaluation of ability to pay
✓ Verify the revision date on the form matches the current IRS publication
Tax debt is from a prior year and you already submitted Form 656 with payment
The financial statement is part of the package — missing it voids the offer; confirm the offer amount is correct before signing 433-A
✓ Check that the offer amount on Form 656 matches the total assets shown on 433-A
Deadline or filing window
Not stated in the official source.
Checklist
What you need before filling it out
Part I - Personal Information
Valid government-issued photo ID · Driver's license or passport
Part II - Employment Information
Pay stubs for the last 2 pay periods · Recent employer pay statements
Part III - Monthly Income
Bank statements for the last 3 months · Bank's online portal or mailed statements
Part IV - Household Expenses
Current rent or mortgage statement · Landlord's ledger or mortgage lender portal
Part V - Assets
Bank account statements for all accounts last 3 months · Bank records for checking, savings, and retirement
Part VI - Offer Amount
Completed Form 656 showing the proposed payment · The Offer in Compromise package
Signature line
Original handwritten signature · The filer's signature on the physical form
Before you submit
- 1Print the entire form using black ink on white paper.
- 2Complete all sections fully; do not leave blank fields—write N/A as needed.
- 3Sign and date the form in ink on the signature line.
- 4Attach all required supporting documents (pay stubs, bank statements, deeds).
- 5Photocopy the completed form and all attachments for your records.
- 6Enclose the application fee (check amount from IRS website if not stated).
- 7Include a check or money order for the initial payment if required.
- 8Mail to the correct IRS address for Offer in Compromise submissions.
- 9Use a legible return address on the envelope.
- 10Confirm the revision date on the form matches the current IRS edition.
How to file this form
- 1Download the current version of IRS Form 433-A (OIC) from the IRS website.
- 2Fill out all sections with accurate financial information for the past three months.
- 3Gather and attach all required supporting documents.
- 4Review the form for completeness and accuracy.
- 5Sign and date the form in ink.
- 6Make a copy of the signed form and attachments for your records.
- 7Mail the original form, fee, and payment to the designated IRS address.
- 8Obtain proof of mailing (certified mail or tracking) as proof of filing.
Known limitations
- 1This form is only for Offer in Compromise applications, not for payment plans.
- 2Not stated in official source — verify on the agency site if any types of tax debt are excluded.
- 3Not stated in official source — verify on the agency site if businesses with specific structures are ineligible.
Field map
Compact field-by-field guide
General Info
2 items
Full legal name and taxpayer identification number (SSN or EIN).
Current mailing address.
Details
2 items
Complete all applicable sections of this form according to the official IRS instructions.
Enter the relevant dollar amount if this form involves tax calculation.
Certification
1 items
Read and acknowledge any certifications required by this form.
Signatures
1 items
Sign and date. Unsigned forms cannot be processed.
Almost done reviewing the fields?
Fillable formOpen in Editor->No official source is available for this form. The revision date and specific changes are not stated. Verify the current edition on the IRS website.
What changed or needs a fresh check
- Edition date — not stated in the official source; confirm with the IRS website.
- Fee — not stated in the official source; verify the fee for the current year.
- Mailing address — not stated in the official source; check the IRS Offer in Compromise page.
- Signature — the filer and authorized representative must sign the form.
- Application fee — not stated; confirm if a partial payment is required with the offer.
Quick Facts
Downloads
After you file
- 1Retain a complete copy of the filed form and all supporting documents.
- 2Expect to receive an acknowledgment letter from the IRS within 3-6 months.
- 3Keep copies for at least 3 years after the offer is accepted or rejected.
- 4If form is rejected, file a corrected version or then consider an appeal.
- 5If approved, follow the payment terms of the final settlement agreement.
- 6Contact the IRS if you have not received a status update within 6 months.
Sources
- SRCNot stated in the official source — verify on the agency site.
- SRCNot stated in the official source — verify on the agency site.
- SRCNot stated in the official source — verify on the agency site.
- SRCNot stated in the official source — verify on the agency site.
- SRCNot stated in the official source — verify on the agency site.
- SRCNot stated in the official source — verify on the agency site.
Common confusion points
The form title has extra letters and a space — is '433-AOIS' or '433-A (OIC)' correct?
Older versions used different naming, and the instruction booklet may abbreviate differently.
→ Always use the exact official title printed on the current form: '433-A (OIC) (sp)'.
Is this form for me or for my business?
The form title does not specify filer type — it is labeled for use by both individuals and businesses in the context of an Offer in Compromise.
→ Read the form's introductory instructions: if it mentions sections for both individual and business financials, file accordingly; if only one applies, complete only that part.
Do I need to fill out every line, even if I have no value to report?
Some lines may be optional or require a zero entry, but the form does not explicitly say which.
→ Write '0' or 'None' in empty lines where the form does not indicate 'N/A'; do not leave blank lines or the IRS may consider the form incomplete.
What if my financial situation changes after I send this form?
The form has no stated update or amendment procedure on its face.
→ Contact the IRS Offer in Compromise unit or your assigned caseworker immediately; do not wait for the IRS to discover the change.
Can I use the Spanish version 433-A (OIC) (sp) if English is my primary language?
The form exists in both English and Spanish versions, but the instructions may only be in English.
→ The IRS generally expects the filer to use the version appropriate to their language; however, the English form's instructions govern, so if you use the Spanish version, keep a copy of the English instructions for reference.
Do I need to attach supporting documents (pay stubs, bank statements) to the form?
The form itself does not explicitly state document requirements.
→ IRS Publication 2194 (Offer in Compromise booklet) specifies required attachments; check the latest version or your Offer in Compromise application package for a checklist.
Is there a penalty for not filing this form accurately or on time?
The official source does not list penalties specific to Form 433-A (OIC).
→ In general, false statements on IRS forms can lead to penalties under IRC Section 7206; for late or incomplete filing, the OIC process may be rejected or delayed, but no specific penalty is stated.
What address do I send this form to?
The form's official instructions do not list a specific mailing address.
→ Check the Offer in Compromise instructions (Form 656 booklet) or the IRS website for the correct processing center based on your state or the amount of your offer.
Workflow map
Related forms and next steps
Before
Current
After
Often used with
⚠ If something goes wrong
- Form 12256 — Withdrawal of Offer in Compromise.
Questions about IRS Form 433-AOIS
What is IRS Form 433-AOIS used for?
This form asks for a detailed look at your money, property, and monthly bills. You fill it out when you want to ask the IRS to accept less money than you owe in taxes. The IRS uses it to decide if you can't pay the full amount.
The form title has extra letters and a space — is '433-AOIS' or '433-A (OIC)' correct?
Older versions used different naming, and the instruction booklet may abbreviate differently. Always use the exact official title printed on the current form: '433-A (OIC) (sp)'.
Is this form for me or for my business?
The form title does not specify filer type — it is labeled for use by both individuals and businesses in the context of an Offer in Compromise. Read the form's introductory instructions: if it mentions sections for both individual and business financials, file accordingly; if only one applies, complete only that part.
Do I need to fill out every line, even if I have no value to report?
Some lines may be optional or require a zero entry, but the form does not explicitly say which. Write '0' or 'None' in empty lines where the form does not indicate 'N/A'; do not leave blank lines or the IRS may consider the form incomplete.
What if my financial situation changes after I send this form?
The form has no stated update or amendment procedure on its face. Contact the IRS Offer in Compromise unit or your assigned caseworker immediately; do not wait for the IRS to discover the change.
Can I use the Spanish version 433-A (OIC) (sp) if English is my primary language?
The form exists in both English and Spanish versions, but the instructions may only be in English. The IRS generally expects the filer to use the version appropriate to their language; however, the English form's instructions govern, so if you use the Spanish version, keep a copy of the English instructions for reference.
Do I need to attach supporting documents (pay stubs, bank statements) to the form?
The form itself does not explicitly state document requirements. IRS Publication 2194 (Offer in Compromise booklet) specifies required attachments; check the latest version or your Offer in Compromise application package for a checklist.
Is there a penalty for not filing this form accurately or on time?
The official source does not list penalties specific to Form 433-A (OIC). In general, false statements on IRS forms can lead to penalties under IRC Section 7206; for late or incomplete filing, the OIC process may be rejected or delayed, but no specific penalty is stated.
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